Head of Credit Cards Norway

TF Bank is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptability to different products, countries, currencies and digital banking solutions. TF Bank prioritises organic growth under controlled conditions and expansion is taking place in carefully selected segments and markets. Operations are conducted in the Nordics, the Baltics, Poland, Germany, Austria, Spain, Ireland, the Netherlands and Italy through subsidiary, branch, or cross-border banking with the support of the Swedish banking license.

The business is divided into three segments : Credit Cards, Ecommerce Solutions and Consumer Lending. The target group for all services is creditworthy private individuals and the loan amounts are relatively small with short repayment terms. TF Bank also offers deposit products in several markets.

Head of Credit Cards : Norway

Location : Oslo, Norway

Reports to : Chief Commercial Officer, TF Bank

About the Role

We are seeking a commercially driven leader to head TF Bank’s Credit Card business in Norway. As Head of Credit Cards : Norway , you will be responsible for the P&L and ensuring that our offering is competitive, locally relevant, and compliant with regulatory requirements. You will work closely with central teams in Commercial, Risk, Compliance, Product / IT, and Collections to align strategy and execution, while also driving local initiatives and partnerships that strengthen our position in the Norwegian market.

Key Responsibilities

• P&L Accountability : Oversee portfolio performance, budgeting, and forecasting, ensuring sustainable growth and profitability.
• Market Strategy : Contribute to and implement the Norwegian market strategy, including positioning, pricing, and differentiation.
• Cross-Functional Collaboration : Partner with central functions (Commercial, Risk, Compliance, Product / IT, and Collections) to tailor the offering to local needs and deliver on key objectives.
• Partnership Management : Build and manage local partnerships that expand reach and create customer value.
• Market Insights : Monitor competitor moves, customer trends, and regulatory developments to identify opportunities and risks.
• Regulatory Alignment : Ensure Norwegian compliance requirements are fully met in cooperation with the Compliance team.

Qualifications

What We Offer